Just like the stock market, wild ups and downs are part of our plan. If you have enough savings to draw from, then wild swings in your net worth and your annual expenses are normal. To prosper, you have to expect the unexpected.read more
If we had bought our trailer before we retired, we might have been able to break free years sooner. It reframed our perspective on money and our priorities in life. Why? Because so many things about the trailer and the travels have changed our frame of reference.read more
Have you ever been fired? It was probably not as wonderful as it was for me. My boss did it in order to keep me working there. A pretty unusual story and the turning point in my life, it was the key to our financial independence. And it saved my health and sanity too.read more
Running out of money — it’s one of our biggest fears. But my in-laws never gave it any worry. With their high incomes and a home in the heart of San Jose, we never dreamed there was any financial problem. And neither did they. It was just the beginning of a year that we spent solving their late life crisis. Against the odds, it has turned out great. Because they were saved by the bubble!read more
In August of 2003, I was flying from San Francisco to Paris, joining a friend of mine on a trip to Europe. But just as my plane touched down in New York City, the power went out across the eastern seaboard. I didn’t know it at the time, but it was going to be three days until the lights came back on and normal operations were restored. Here I was, without power, without technology, without food and without money.read more
I had a dream the other day that I just can’t get out of my head. And it felt so real. I was at FinCon, meeting a lot of experts in personal finance, and I told them I just sold all of my stocks and moved everything into cash. Everyone started yelling at me. “Are you crazy?” and “You’ve got to stay the course, stick with your plan” and “Don’t you know you can’t time the market?”read more
Do you really have to go halfway across the world to have an exotic adventure? Or could you do it in your own backyard? Matt and I have been lucky enough to have taken some incredible vacations all over the globe. But, in spite of how awesome these trips have been, each time we came back from a fun and exotic place, I would look around and wonder. “Hmmm – I think I could experience that right here in Stockton!”read more
I just returned from my 2nd backpacking trip ever! I am still filled with a sense of enthusiasm and energy. What an experience it is to put everything you need to live for a few days on your back and head out into the wilderness. As I went out the door, I could not help but think of so many similarities between backpacking and the pursuit of financial independence.read more
We’ve ended up with a much safer retirement nest egg that we had worried about before quitting our jobs. Why? Partly, because just after I left my real job and entered the world of financial freedom, I “bought” myself a side gig. It was 2011 and real estate was on sale everywhere. Even crazy, leaky, old falling apart places with great possibilities to someone just crazy enough to try it. Like me!read more
When You’re Going to San Francisco (Sacramento Actually), Be Sure to Wear a Flower in Your Hair”!
I’m so stoked. Friday night we gathered for the first meetup of our local Sacramento ChooseFI group. Yeah! It was at a brewery and we’d never met before. I wondered before I left the house.read more
Brainstorming Ideas from Brilliant People in the Financial Independence Community
Financial Independence Ideas
People make their own cages with work and money, not realizing that there is a way out if we “see the light”!
Come join me as we explore FI Ideas that will help you find a way to get more freedom. Using great content from blogs, podcasts, books and YouTube, together, let’s create a path to FI.