Are you FI but not MI? Medically Independent, that is. How can there be shockingly simple math to early retirement if no one can estimate their health insurance costs? Having retired years before Obamacare went live, let me tell you our approach to this ever-changing and costly budget item.read more
As the FIRE concept spreads into the mainstream press, many people are asking…Should you “RE”, or Retire Early? Or instead, is it about quitting a job that you don’t like, or just do for the money, and finding work that you love and that fulfills you?read more
I absolutely loved working as an Electronics Engineer and could not have imagined getting to a point that would make me walk away from my voluntary 80+ hour weeks. But my last job, which took me to Scotland on an Oil and Gas project, brought me on the adventure of a lifetime. It was truly a million dollars worth of fun. Until it wasn’t. I mean really wasn’t.read more
We’ve just returned from an epic trip to the Eastern Sierra. I love hiking, but I’m definitely not John Muir. I’m also not Mr. Money Mustache or Paula Pant either. But I was able to quit my job at age 51 and I’ve hiked some of the most incredible trails in the Sierra Nevada. How did I do it? By finding my own pace and my own path.read more
Just like the stock market, wild ups and downs are part of our plan. If you have enough savings to draw from, then wild swings in your net worth and your annual expenses are normal. To prosper, you have to expect the unexpected.read more
If we had bought our trailer before we retired, we might have been able to break free years sooner. It reframed our perspective on money and our priorities in life. Why? Because so many things about the trailer and the travels have changed our frame of reference.read more
Have you ever been fired? It was probably not as wonderful as it was for me. My boss did it in order to keep me working there. A pretty unusual story and the turning point in my life, it was the key to our financial independence. And it saved my health and sanity too.read more
Running out of money — it’s one of our biggest fears. But my in-laws never gave it any worry. With their high incomes and a home in the heart of San Jose, we never dreamed there was any financial problem. And neither did they. It was just the beginning of a year that we spent solving their late life crisis. Against the odds, it has turned out great. Because they were saved by the bubble!read more
In August of 2003, I was flying from San Francisco to Paris, joining a friend of mine on a trip to Europe. But just as my plane touched down in New York City, the power went out across the eastern seaboard. I didn’t know it at the time, but it was going to be three days until the lights came back on and normal operations were restored. Here I was, without power, without technology, without food and without money.read more
I had a dream the other day that I just can’t get out of my head. And it felt so real. I was at FinCon, meeting a lot of experts in personal finance, and I told them I just sold all of my stocks and moved everything into cash. Everyone started yelling at me. “Are you crazy?” and “You’ve got to stay the course, stick with your plan” and “Don’t you know you can’t time the market?”read more
Brainstorming Ideas from Brilliant People in the Financial Independence Community
Financial Independence Ideas
People make their own cages with work and money, not realizing that there is a way out if we “see the light”!
Come join me as we explore FI Ideas that will help you find a way to get more freedom. Using great content from blogs, podcasts, books and YouTube, together, let’s create a path to FI.